Privacy Policy

1. Who We Are

BastropMortgage.com is a consumer-facing mortgage information and lead generation website. We are not a mortgage lender, mortgage broker, or financial institution. We collect consumer information for the purpose of connecting prospective homebuyers with licensed Texas mortgage professionals. We do not originate, fund, or service mortgage loans.

2. Information We Collect

2a. Information You Provide

When you submit a form on our website, we may collect:

• Full name, email address, and phone number
• Property type and intended use (purchase, refinance)
• Estimated home price and down payment amount
• Self-reported credit score range
• Interest in specific loan types (FHA, VA, USDA, conventional)

You are never required to provide financial information beyond what is necessary to match you with a lender. Submission of any form does not constitute a loan application.

2b. Information Collected Automatically

When you visit our website, we automatically collect:

• IP address and general geographic location
• Browser type and device information
• Pages visited and time spent on the site
• Referring URL (how you arrived at our site)
• Timestamp of form submissions

2c. Cookies and Tracking

We use cookies and similar tracking technologies to improve site functionality and analyze traffic. We may use third-party analytics tools (such as Google Analytics). You may disable cookies in your browser settings; doing so may affect some site functionality.

3. How We Use Your Information

We use the information you provide to:

• Match you with licensed Texas mortgage professionals based on your loan needs
• Send you rate alerts, market updates, and mortgage-related information you have requested
• Respond to your inquiries and provide customer support
• Improve our website, services, and user experience
• Comply with applicable legal requirements

We will not use your information for purposes unrelated to mortgage or real estate services without your explicit consent.

4. Information Sharing and Disclosure

We may share your personal information with:

• Licensed mortgage professionals: When you submit a lead form, your information may be shared with one or more licensed Texas mortgage lenders or brokers who can provide you with a loan quote. These parties may contact you by phone, email, or text message as described in the consent you provided.
• Service providers: Third-party vendors who assist us in operating our website, managing data, or sending communications (e.g., email service providers, hosting). These parties are contractually obligated to protect your information.
• Legal compliance: When required by law, court order, or regulatory authority, or to protect our legal rights.

We do not sell your personal information to data brokers or third-party marketing companies unrelated to mortgage and real estate services.

5. TCPA — Telephone Consumer Protection Act

When you check the consent box on our lead form, you expressly authorize BastropMortgage.com and its network of licensed mortgage professionals to contact you at the phone number you provided, including via:

• Automated telephone dialing systems (autodialers)
• Prerecorded or artificial voice messages
• SMS and text messages

This consent is not a condition of obtaining any loan or service. You may opt out of SMS/text messages at any time by replying STOP. You may opt out of email communications by clicking the unsubscribe link in any email we send.

We maintain records of all consent obtained, including the timestamp, IP address, and form version presented to each user, for a minimum of five (5) years.

6. Gramm-Leach-Bliley Act (GLBA) — Financial Information

Because we collect financial information as part of our lead generation process, we comply with the Gramm-Leach-Bliley Act (GLBA). We do not share your nonpublic personal financial information with unaffiliated third parties except as described in this Privacy Policy and as permitted by law.

7. Data Security

We implement industry-standard security measures to protect your personal information, including:

• SSL/TLS encryption (HTTPS) for all data transmitted to and from this website
• Secure server hosting with access controls
• Limited internal access to submitted data on a need-to-know basis

While we take reasonable precautions, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security of your data.

8. Texas Identity Theft Enforcement and Protection Act

In accordance with the Texas Identity Theft Enforcement and Protection Act (Texas Bus. & Com. Code § 521), we maintain reasonable procedures to protect sensitive consumer information and will notify affected individuals in the event of a data breach that involves their personal information.

9. CAN-SPAM Compliance

If you sign up for our rate alerts or email updates, every email we send will include:

• A clear subject line that accurately reflects the content
• Our physical mailing address
• A clear and conspicuous unsubscribe mechanism
• Prompt honoring of unsubscribe requests (within 10 business days)

10. Children's Privacy

Our website is not directed at children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe a child has submitted information to us, please contact us immediately.

11. Your Rights

You may, at any time:

• Request access to the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information (subject to legal retention requirements)
• Opt out of marketing communications
• Withdraw your TCPA consent for future contacts (does not affect prior contacts)

To exercise these rights, contact us at the information below.

12. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites. We encourage you to read their privacy policies before submitting personal information.

13. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last Updated" date at the top of this page. Continued use of the website after changes are posted constitutes your acceptance of the updated policy.

14. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, contact us at:

BastropMortgage.com
Bastrop, Texas
Email: privacy@bastropmortgage.com