Terms of Use

1. About BastropMortgage.com

BastropMortgage.com ("Site," "we," "us," or "our") is a free consumer information resource and lead generation website serving prospective homebuyers in Bastrop County, Texas. BastropMortgage.com is not a mortgage lender, mortgage broker, bank, or financial institution. We do not originate, underwrite, fund, or service mortgage loans. We do not issue pre-approvals, rate commitments, or loan commitments of any kind.

Our services include: providing general mortgage education, offering free mortgage calculation tools, collecting consumer information for the purpose of connecting prospective buyers with licensed Texas mortgage professionals, and delivering rate alert notifications.

2. Acceptance of Terms

By using this website, you agree to these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use this website. We reserve the right to modify these terms at any time. Continued use of the site constitutes acceptance of any changes.

3. Not Financial, Legal, or Tax Advice

Nothing on this website constitutes financial advice, legal advice, tax advice, or a recommendation to obtain any particular mortgage product. All content, including blog posts, articles, calculator outputs, and market data, is provided for general informational and educational purposes only.

Mortgage rates, loan terms, and qualification requirements vary significantly by borrower, lender, property type, and market conditions. You should consult with a licensed mortgage professional, financial advisor, and/or attorney before making any financial decisions related to home purchase or refinancing.

4. Mortgage Calculators — Estimates Only

The mortgage calculators on this website are provided as general estimation tools only. Calculator results:

• Are based solely on the inputs you provide and do not reflect your actual creditworthiness
• Do not account for all costs associated with a mortgage (lender fees, title insurance, PMI, HOA, etc.)
• Do not constitute a loan estimate, pre-approval, or commitment to lend
• May differ materially from actual quotes you receive from lenders
• Use assumed interest rates that may not reflect rates available to you

Any reliance on calculator outputs for financial planning is at your own risk.

5. Rate Information — General Estimates Only

Any mortgage rate information displayed on this website (including any rate ranges shown in the site header or elsewhere) represents general market estimates only and is not an advertisement of specific loan terms. Displayed rates:

• Are not offered by BastropMortgage.com (we are not a lender)
• Are not personalized to your credit profile, income, loan amount, or property
• Do not include all fees, points, or costs that affect the Annual Percentage Rate (APR)
• Are subject to change at any time without notice
• Should not be construed as a Regulation Z advertisement or loan commitment

To obtain an actual rate quote, submit your information and speak with a licensed mortgage professional.

6. Lead Form Submissions

When you submit information through our lead forms, you acknowledge that:

• You are providing consent to be contacted by licensed Texas mortgage professionals
• Contact may occur via phone, email, autodialer, prerecorded voice, or SMS/text
• Consent is not a condition of obtaining any services
• Submission does not guarantee loan approval, a specific rate, or any loan offer
• We may share your information with multiple licensed lenders
• You may receive multiple contacts from different lenders

For full details on how your information is used and shared, see our Privacy Policy.

7. Blog Content and Editorial Standards

Blog posts and articles on BastropMortgage.com are written for general informational purposes. While we strive to provide accurate, current information:

• Statistics and market data have specific sources and may become outdated
• Tax and legal information (including homestead exemptions, property tax rates) should be verified with the Bastrop Central Appraisal District or a licensed Texas attorney before relying on it
• Loan program requirements (credit scores, down payments, income limits) change frequently — verify with a licensed lender
• Nothing in any blog post constitutes financial, legal, or tax advice

All blog content includes a disclaimer to this effect. Data sources cited are linked where available.

8. Intellectual Property

All content on this website — including text, graphics, logos, calculators, and design — is the property of BastropMortgage.com or its content licensors and is protected by copyright law. You may not copy, reproduce, republish, or distribute any content from this site without written permission.

9. Limitation of Liability

To the maximum extent permitted by law, BastropMortgage.com and its owners, operators, employees, and agents shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from:

• Your use of or inability to use this website
• Reliance on any information, calculator result, or content on this site
• Any transaction or relationship with any lender or mortgage professional you are connected with through this site
• Any errors, omissions, or inaccuracies in site content

10. Disclaimer of Warranties

This website and its content are provided "as is" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the site will be uninterrupted, error-free, or free of viruses.

11. Third-Party Links and Services

This site may link to third-party websites. We are not responsible for the content, practices, or policies of any third-party site. Links do not constitute endorsement of third-party products or services.

12. Equal Housing Opportunity

We are committed to the letter and spirit of U.S. Equal Housing Opportunity laws. All mortgage professionals in our network are expected to comply with fair lending laws, including the Equal Credit Opportunity Act (ECOA) and the Fair Housing Act.

13. Governing Law

These Terms of Use are governed by the laws of the State of Texas, without regard to conflicts of law principles. Any disputes arising from use of this website shall be subject to the exclusive jurisdiction of the courts of Bastrop County, Texas.

14. Contact

Questions about these Terms of Use may be directed to:

BastropMortgage.com
Bastrop, Texas
Email: legal@bastropmortgage.com